(262) 654-3533
5111-60th Street, Kenosha, WI 53144
Estella Kaelber

Estella Yvonne "Yvonne" Kaelber (Peterson)

Saturday, February 6th, 1937 - Tuesday, September 22nd, 2020
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Terms and Conditions


PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE (AS DEFINED HEREIN). By using this Website, you signify your acknowledgment and agreement to these Terms and Conditions. If you do not agree with these Terms and Conditions, DO NOT use this Website (as defined herein).

These Terms and Conditions govern the use of the Book Of Memories websites (the "Website") and other services (collectively the "Services"). FrontRunner Professional ("Company," "we," "us," "our") reserves the right in our sole discretion to change, amend or modify (the "changes") all or part of these Terms and Conditions at any time and from time to time for any reason. Any changes to these Terms and Conditions will be noted by indicating the date these Terms and Conditions were last made. Any changes will become effective no earlier than fourteen (14) days after they are posted; provided, however, that changes addressing new functions of the Services or changes made for legal reasons will be effective immediately. Your use or continued use of the Services after the date any such changes become effective shall constitute your express acceptance of the Terms and Conditions as changed, amended or modified.

Eligibility: Users under 18 years of age are not eligible to use the Services without consent. Users between the ages of 13 and 17, can use the Services with the consent and supervision of a parent or legal guardian who is at least 18 years of age; provided, however, that such parent or legal guardian agrees to be bound by these Terms and Conditions, and agrees to be responsible for such use of the Services. Company reserves the right to refuse use of the Services to anyone and to reject, cancel, interrupt, remove or suspend any Campaign, Donation, or the Services at any time for any reason without liability.

Definitions: In these Terms and Conditions "Campaign Organizers" means those raising funds, and "Campaigns" as their fundraising campaigns. Additionally, "Donors" means those contributing funds, and "Donations" as the funds they contribute. Campaign Organizers, Donors and other visitors to the Services are referred to collectively as "Users". The term "Campaign Organizers" shall also be deemed to include any individual(s) designated as a beneficiary of Campaigns.

Services: The Services are offered as a platform (the "Platform") to Users of the Services. Among other features, the Services are designed to allow Campaign Organizers to post Campaigns to the Platform to accept Donations from Donors. Although there are no fees to set up Campaigns, a portion of each Donation will be charged as fees for our Services and those of our third party payment processors. Company reserves the right to modify or discontinue, temporarily or permanently, the Services with or without notice. You agree that Company will not be liable to you or to any third party for any modification, suspension or discontinuance thereof. The Company has no responsibility or liability for the deletion or failure to store any data or other content maintained or uploaded by the Services. To the extent you access the Services through a mobile device, your wireless service carrier's standard charges, data rates and other fees may apply. In addition, downloading, installing, or using certain Services may be prohibited or restricted by your carrier, and not all Services may work with all carriers or devices. By using the Services, you agree that we may communicate with you regarding Company and other entities by SMS, MMS, text message or other electronic means to your mobile device and that certain information about use of the Services may be communicated to us.

Charitable Giving: Campaigns are not charities to which you can make tax-deductible charitable contributions. Any Donation you make through the Platform may be processed by an unaffiliated business partner for which a processing fee (in addition to our FrontRunner Professional Fee) is deducted. You understand, acknowledge and agree that Company is not a charity, and Company does not solicit charitable donations for itself or for any third-party charitable institution. Company is merely acting as a payment facilitator for any Donations.

Administrative Platform Only: The Services are an administrative platform only. The Company is merely acting as a payment facilitator for any Donations between Campaign Organizers and Donors, and is not a party to any agreement between Campaign Organizers and Donors. Company is not a broker, agent, financial institution, creditor or insurer for any user. Company has no control over the conduct of, or any information provided by Campaign Organizers, and Company hereby disclaims all liability in this regard. We expressly disclaim any liability or responsibility for the success or outcome of any Campaign. Donors must in their sole discretion make the final determination of making Donations to any Campaigns. Donors are solely responsible for asking questions and investigating Campaign Organizers and Campaigns to the extent they feel is necessary before making a Contribution. All Donations are made voluntarily and at the sole discretion and risk of Donors. Company does not guarantee that Donations will be used as promised. Company does not endorse, guarantee, make representations, or provide warranties for or about the quality, safety, or legality of any Campaign. Donors are solely responsible for determining how to treat their Donations for tax purposes.

No Verification of Campaign Information: We do not verify the information that Campaign Organizers supply, and do not guarantee that the Donations will be used in accordance with any fundraising purpose prescribed by Campaign Organizers. We disclaim and assume no responsibility to verify whether the Donations are used in accordance with any applicable laws.

Your Registration Obligations: You may be required to register with Company in order to access and use certain features of the Services. If you choose to register for the Services, you agree to provide and maintain true, accurate, current and complete information about yourself as prompted by the Services' registration form. Campaign Organizers must register using their true identities, including their name and any image purporting to depict the Campaign Organizer. Registration data and certain other information about you are governed by our Privacy Policy. If you are under 13 years of age, you are not authorized to use the Services, with or without registering. In addition, if you are under 18 years old, you may use the Services, with or without registering, only with the approval of your parent or guardian. Certain aspects of our Services may also require you to register with (and agree to the terms of) third party service providers (e.g., payment processors or charitable donation processors) in order to utilize such Services. While we may help facilitate such registration in some cases, we are not a party to any such relationships and disclaim any responsibility or liability for the performance by such third parties. We may exchange information with such third party services in order to facilitate the provision of Services (and related third party services).

Public Display of Donations: Donors have the option to publicly display their Donations for public viewing or allow their information to be provided to the Campaign beneficiary(ies). To keep the details of your Donation private, simply click the appropriate checkbox during the Donation process. Please see our Privacy Policy for more information on the ways that we may collect, use, and store certain information about you and your use of the Services.

Payment of Donations: In order to contribute to a Campaign, Donors will be required to provide Company information regarding its credit card (i.e., VISA, MasterCard, Discover or American Express) or other payment method. Donors represent and warrant to Company that such information is true and that Donors are authorized to use the credit card or payment method. Donors agree that a certain minimum Donation amount may apply, and that all Donation payments are final and cannot be refunded. Donors agree to promptly update account information with any changes that may occur and to pay the Donation amount that you specify. Donors hereby authorize Company to bill Donors' credit cards and payment methods in advance on a periodic basis until Donors terminate periodic payments through the Platform.

Fees: Company does not charge Campaign Organizers any upfront fees for Campaigns. Company retains a portion of each Donation contributed to Campaigns in the amount of four percent (4%) ("FrontRunner Professional Fee"). A portion of the Donation is payable to our third party payment processors ("Processing Fee"). Donors acknowledge that by contributing Donations to Campaigns, Donors are agreeing to any and all applicable terms and conditions set forth by a third party payment processor, in addition to these Terms and Conditions. The portion of each Donation payable to and retained by our third party payment processors are:

        • US Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

        • CA Users ONLY: Third party payment processor charges a fee of 2.9% AND $0.30 per donation for VISA, MasterCard or Discover cards or 3.4% AND $0.30 per donation for American Express cards.

All Tribute Pay Fees and Processing Fees ("Fees") are deducted directly from each Donation and are not reflected in the amount which Campaign Organizers can withdraw from the Campaign. We reserve the right to change any of the Fees from time to time. If we change any of the Fees, we will provide notice of the change on the Website or otherwise, at our option, at least fourteen (14) days before the change is to take effect. Your continued use of the Services after the change in any of the Fees becomes effective constitutes your acceptance of the new Fees.

Indemnification: You agree to release, indemnify and hold Company and its affiliates and their owners, officers, employees, directors and agents harmless from any from any and all losses, damages, expenses, including reasonable attorneys' fees, rights, claims, causes of action, actions of any kind and injury (including death) arising out of or relating to your use of the Services, any Donation or Campaign, your violation of these Terms and Conditions or your violation of any rights of another. If you are a California resident, you waive California Civil Code Section 1542, which says: "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR". To the extent you are a resident of another jurisdiction, you waive any comparable statute or doctrine

DISCLAIMER OF REPRESENTATIONS AND WARRANTIES: YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK. THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. COMPANY AND ITS AFFILIATES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. COMPANY AND ITS AFFILIATES MAKE NO WARRANTY THAT THE SERVICES WILL MEET YOUR REQUIREMENTS, THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE, THE REMITTANCE OF ANY DONATION OR PORTION THEREOF TO THE BENEFICIARY OF ANY CAMPAIGNS, OR THE QUALITY OF ANY SERVICES.

LIMITATION OF LIABILITY: YOU EXPRESSLY UNDERSTAND AND AGREE THAT NEITHER COMPANY NOR ITS AFFILIATES WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR DAMAGES FOR LOSS OF PROFITS INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, RESULTING FROM THE USE OR THE INABILITY TO USE THE SERVICES, THE UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, THE STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THE SERVICES, OR ANY OTHER MATTER RELATING TO THE SERVICES. IN NO EVENT WILL COMPANY'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID COMPANY IN THE LAST SIX (6) MONTHS, BUT IN NO EVENT MORE THAN ONE HUNDRED DOLLARS ($100).

EXCLUSIONS: SOME JURISDICTIONS MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SERVICE OR WITH THESE TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SERVICE.

DISPUTE RESOLUTION - ARBITRATION (READ CAREFULLY): You agree to arbitrate all disputes and claims between you and Company (including our respective subsidiaries, affiliates, agents, employees, predecessors in interest, successors, and assigns). Notwithstanding the foregoing, either party may bring an individual action in small claims court. Notice of Dispute ("Notice"). The Notice to Company should be sent to 2501 Parmenter Street, Suite 300A, Middleton, WI 53562, Attn: President, with a copy by email to support@tributepayments.com ("Notice Address"). The Notice must (i) describe the nature and basis of the claim or dispute, and (ii) set forth the specific relief sought ("Demand"). If Company and you do not reach an agreement to resolve the claim within sixty (60) days after the Notice is received, you or Company may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Company or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Company is entitled.

The arbitration will be governed by the Commercial Arbitration Rules and the Supplementary Procedures for Consumer Related Disputes (collectively, "AAA Rules") of the American Arbitration Association ("AAA"), as modified by this Terms and Conditions, and will be administered by the AAA. The AAA Rules are available online at adr.org, by calling the AAA at 1-800-778-7879, or by writing to the Notice Address. The arbitrator is bound by the terms of this Terms and Conditions. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of the arbitration provision. Unless Company and you agree otherwise, any arbitration hearings will take place in Chicago, Illinois. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based. YOU AND COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Unless both you and Company agree otherwise in writing, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

Introduction

BOOKOFMEMORIES.COM, including mobile applications and related services (collectively the “Site”) is fully owned and operated by FrontRunner Professional, (the “Company,” “we,” “us,” “our”). Company takes your privacy seriously. We feel it is important that you fully understand the terms and conditions under which we use the information we gather from you through the use of our Site. Please read this Privacy Policy ("Policy") carefully to understand how we will use and protect your Personal Information. We will not share your Personal Information with anyone except as described in this Policy. Changes to this Policy will be announced on our Site, so please check back periodically. This Policy forms part of the Company’s TERMS AND CONDITIONS and is incorporated by reference to those Terms and Conditions.

This Policy outlines Company’s general policies and practices for protecting your private information on this Site. It covers why Company collects information, the types of information it gathers, how it uses such information, and the notice and choice affected individuals have regarding Company’s use of and their ability to correct their information. This Policy applies to all personal information received by Company whether in electronic, written, or verbal format.

Company reserves the right to modify this Policy at any time and will do so from time to time. Each modification shall be effective upon its posting to the Site. Your continued use of the Site following any such modification constitutes your acceptance of any change(s) to this Policy. It is therefore important that you review this Policy regularly. If you have any questions concerning this Policy please contact Company at support@frontrunner360.com.

1. Scope

This Policy covers the Site in part and as a whole. However, it does not apply to entities that Company does not own or control, including without limitation, Campaign, advertisers or developers of content. Company may include third-party links on the Site. These third-party sites are governed by their own privacy policies and NOT this Policy. Company therefore has no responsibility or liability for the content and activities of these third-party sites. Please check the privacy policy of any third-party site you interact with on or off the Site.

2. General Policy Provisions

  1. Definitions

    “Personal Information” includes both “Personally Identifiable Information” and “Non-Personally Identifiable Information”.

    "Personally Identifiable Information" refers to information that lets us know the specifics of who you are and can be used to identify, contact or locate you. Personally Identifiable Information is requested when you register with us, make a Donation, correspond with us, or otherwise volunteer information, for instance, through the use of "Contact Us". Personally Identifiable Information may include, without limitation, your name, mailing address, telephone number, e-mail address, credit card number, and other identification and contact information.

    "Non-Personally Identifiable Information" refers to information that does not identify a specific individual by itself or in combination with other information. We gather certain information about you based upon what you view on our Site in several ways. This information is compiled and analyzed on both a personal and an aggregated basis. This information may include the Site’s Uniform Resource Locator ("URL") that you just came from, which URL you next go to, what browser you are using, and your Internet Protocol ("IP") address. A URL is the global address of documents and other resources on the World Wide Web (‘Web”). An IP address is an identifier for a computer or device on a Transmission Control Protocol/Internet Protocol ("TCP/IP") network, such as the World Wide Web. Networks use the TCP/IP protocol to route information based on the IP address of the destination. In other words, an IP address is a number that is automatically assigned to your computer whenever you are surfing the Web, allowing Web servers to locate and identify your computer. Computers require IP addresses in order for users to communicate on the Internet, browse and shop

    “Sensitive Personal Information” means Personal Information that reveals race, ethnic origin, sexual orientation, political opinions, religious or philosophical beliefs, trade union membership or that concerns an individual’s health.

  2. Notice

    Company shall inform you of the purposes for which it collects and uses Personal Information and the types of non-agent third parties to which Company discloses or may disclose that information. Company shall provide you with the choice and means for limiting the use and disclosure of your Personal Information. Notice will be provided in clear and conspicuous language when you are first asked to provide Personal Information to Company, or as soon as practicable thereafter. In any event, you will receive notice before Company uses or discloses the information for a purpose other than that for which it was originally collected.

  3. Choice

    Company will offer you the opportunity to choose (opt-out) whether Personal Information is to be disclosed to a third party or to be used for a purpose other than that for which it was originally collected or has subsequently been authorized. For Sensitive Personal Information (when applicable), Company will give you the opportunity to affirmatively or explicitly consent (opt-in) to the disclosure of the information for a purpose other than that for which it was originally collected or has subsequently been authorized. Company will treat Sensitive Personal Information it receives from anyone the same as it would treat its own Sensitive Personal Information.

  4. Security

    Company shall take reasonable steps to protect Personal Information from loss, misuse, unauthorized access, disclosure, alteration, or destruction. No company is immune from Internet attacks or data breaches. Company cannot guarantee the security of information on or transmitted via the Internet.

  5. Data Integrity

    Company shall only process Personal Information in a way that is compatible with and relevant to the purpose for which it was collected or has been authorized. To the extent necessary for those purposes, Company shall take reasonable steps to ensure that Personal Information is accurate, complete, current, and reliable for its intended use.

  6. How to Access Your Information

    Company offers you choices for the collection, use and sharing of Personal Information. You may notify Company of your preferences, or change any Personal Information, by emailing support@frontrunner360.com. Please be sure to provide complete account information so Company can identify you in its records.

    You may also stop the delivery of future promotional e-mail from Company by responding directly to any email you receive with a request to remove you from the mailing list.

3.Reasons the Company Collects Personal Information

Company collects your Personal Information because it helps deliver a superior online experience, gives you convenient access to the Site for browsing, and allows key features of the Site to function properly. In order to better provide you with this superior level of customer service, our Site collects two types of information (referred to in this policy as "Personal Information") about our visitors: Personally Identifiable Information and Non-Personally Identifiable Information. In addition, your Personal Information helps Company keep you informed about the latest announcements, special offers, and events that you might like to hear about.

4. Information Company Collects About You

Any time a guest or member (collectively “Users”) accesses the Site they receive a “cookie” from Company. Company uses cookies (small pieces of data stored for an extended period of time on a computer, mobile phone, or other device) to make the Site easier to use and to protect both you and Company. These cookies give Company certain Non-Personally Identifiable Information about your use of the Site. You may remove or block cookies using the settings in your browser, but in some cases that may impact your ability to use the Site. Company may also use pixels, widgets and other tools to gather such Non-Personally Identifiable Information to improve the experience of the website or mobile application.

Company may contract with third-party service providers to assist it in better understanding its Site Users. These service providers are not permitted to use the Non-Personally Identifiable Information collected on Company’s behalf except to help it conduct and improve its business.

When you access the Site from a computer, mobile phone, or other device, Company may collect Non-Personally Identifiable Information, which does not identify individual users, to analyze trends, to administer the site, to track users’ movements around the site and to gather demographic information about the user base as a whole. Company will not use the information collected to market directly to that person.

Company keeps track of some of the actions you take on the Site such as member profiles and pages you view. Even if you do not provide certain information, Company may obtain it from you profile or the pages of its Site that you visit. Company may retain the details of connections or transactions you make on the Site.

5. Information You Provide to Company

To become a User, Company shall collect certain Personally Identifiable Information, which you are required to provide. Information that is not required shall be deemed voluntary and you may provide such information, although not mandatory.

While using the Site, you may provide text, files, images, photos, videos, location data, or any other materials (collectively “Content”) to Company by uploading, posting, or publishing the Content on the Site. Frequently, Content you place on the Site will contain a picture of your face. Company may retain the details of connections or transactions you make on the Site.

Where applicable, when you interact with other Users on the Site, you may provide other information about yourself, such as political or topical views, religious affiliation, or marital status. Any information in a public forum is accessible by anyone, including people who are not members of the Site. Please be aware they may share information you give them with other Users you may not know. They may also share the information outside the Site without your prior approval. Company does not have control over the actions of its Users and accepts no responsibility or liability for their actions. Please keep this fact in mind when using the Site, and use care when disclosing Personal Information to other Users of the Site.

Company may also collect information from ads you click on when using the Site. Company may also keep track of links you click on in e-mails you receive from Company. This is done to increase the relevancy of the ads you see.

6. How Company Uses Your Personal Information

Company uses the information you are required to provide to become a User in order to insure you are over the age of thirteen (13). THE SITE IS NOT MEANT TO BE USED BY ANYONE UNDER THE AGE OF THIRTEEN (13). If you are under thirteen, please do not attempt to register with the Site or send Company any Personal Information. Company may also use your age information to be sure you receive an age appropriate experience while using the Site.

Company will use the information it collects to provide, without limitation, services and features to you and facilitate payment for any Donations between Campaign Organizers and Donors and provide information to Campaign Organizers and Campaign beneficiaries. Company will also use the information to measure and improve the Site, and to provide you with customer support.

Company may contact you with new or updated products or services, designs, routes, surveys, or other related announcements from time to time. You may opt-out of all communications except essential updates. Company may include Content in the e-mails sent to you.

Certain software applications and applets transmit data to Company. Company may not make a formal disclosure if it believes its collection of and use of the information is the obvious purpose of the Site or its related application. If it is not obvious that Company is collecting or using such information, it will disclose its collection to you the first time you provide the information.

Company may use the information collected to prevent potential illegal activities. Company may also use a variety of methods to detect and address anomalous activity and screen content to prevent abuse.

Company may use your information to serve you personalized advertising. Company does not share your information with advertisers without your consent. Company allows advertisers to choose the characteristics of Users who will see their advertisements. Company may use any of the Non-Personally Identifiable Information it has collected in any fashion to select the appropriate audience. Company will not tell the advertiser who you are as part of this process. When you interact with an advertisement there is a possibility that you may receive a cookie from the advertiser.

7. How Company Shares Your Information

Company shares your Personal Information with third parties when it believes you have permitted such sharing, that it is reasonably necessary to offer services, or when legally required to do so. Company will not share your Personally Identifiable Information with third parties in a way that it thinks violates your privacy. The following non-exhaustive list contains examples of how Company shares or could share your information:

  1. If Site allows you to invite a friend to join the Site or become a User, and you choose to do so, the invitation will contain information that will allow your friend to identify you. The invitation may contain information about other Users your friend might know.

  2. Certain information you provide to Company may be shared by using the Site’s search function. This allows other Users to locate your profile and it allows new Users to find people they know on the Site.

  3. Company provides some public information to search engines. This information allows search engines to locate the Site. It also allows people to locate you on the Site using a major search engine. This does not mean all information you post on the Site may be accessed using a search engine.

  4. There are also times when Company may make certain Personal Information about you available to strategic partners or third parties. These companies may help Company process information, render services to you, manage and enhance customer data, provide customer service, assess your interest in products and services, or conduct research or satisfaction surveys. Without such information being made available, it would be difficult for you to use Company's Site and services.

  5. Company may also share Personal Information when it has a good faith belief it is necessary to prevent fraud or other illegal activity, to prevent imminent bodily harm, or to protect itself and you from people violating the Terms and Conditions of the Site. This may include sharing information with other companies, lawyers, and courts or other government entities.

  6. Company may disclose information pursuant to subpoenas, court orders, or other requests (including criminal and civil matters) if it has a good faith belief that the law requires such a response. This may include requests from jurisdictions outside of the United States if Company has a good faith belief that the response is required by law under the local laws in that jurisdiction, is applicable to users from that jurisdiction, and is consistent with generally accepted international standards.

  7. Company may disclose analyzed data in the form of purchasing trends or statistical data. No Personally Identifiable Information will be attached to this disclosure.

8. Business or Asset Transfer or Sale

Company may be sold, sell or buy businesses or assets of businesses, or merge with another business. In such transactions, Personal Information generally is one of the transferred business assets. Also, in the event that Company, a line of business of Company, or substantially all the assets of Company are transferred, Personal Information may well be one of the transferred assets. Company will make a reasonable effort to provide notice on the Site, and to notify you via e-mail to the most recent e-mail address that you have provided of any such change in ownership or control of your personal information.

9. Miscellaneous

  1. Privacy of Children

    YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS THE SITE OR USE ITS SERVICES. IF YOU ARE UNDER EIGHTEEN YEARS OF AGE, YOU ARE NOT PERMITTED TO ACCESS ANY OF COMPANY’S SERVICES FOR ANY REASON. DUE TO THE AGE RESTRICTIONS FOR USE OF COMPANY’S SITE AND SERVICES, NO INFORMATION OBTAINED BY COMPANY FALLS WITHIN THE CHILDREN’S ONLINE PRIVACY PROTECTION ACT OF 1998 AND IS NOT MONITORED AS DOING SO.

    Protecting children’s privacy is especially important to Company. Company does not knowingly collect Personal Information from children under 13, but because some information is collected electronically, it can appear to be the Personal Information of someone over the age of 13, and will be treated as such by this Policy. If a child under 13 submits Personal Information and Company learns that Personal Information pertains to a child under 13, it will attempt to delete the information as soon as possible. It is Company’s policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, Company restricts the Site and all other provided services to persons 18 years or older.

  2. Agreement with Policy and Continued Use of Site

    Unless stated otherwise, Company’s current Policy applies to all information that Company has about you, your account, and access to the Site. By using the Site, you consent to this Policy and having your Personal Information and data transferred and processed as described.

Obituary

Hey Mom,

The best way to remember you is to write you a long missive per your lifetime practice of writing long letters and emails to people in your tribe. It's one of the things we'll miss most about you being gone...long letters, emails, and cards with writing on all three sides. That, and long conversations that wind and loop around until we're so lost in whatever we're discussing that the rest of the world and all troubles fall away. You were so good at that... letting troubles fall away and being present in the moment. You were always present in the moment.

What’s that you ask? Where have you gone?

Um.

Well. Only you can answer that. But…

From this side of the Universe, here’s what happened:

After a beautifully bumpy, topsy, turvy, love and laughter-filled life, you pass away quietly on Tuesday night. Yes, that was September 22, 2020. You miss Tara’s and Priscilla’s birthdays. You plan that so that we would always be celebrating life instead of death, we think…

You always have tried to heal us when we were broken.

Yep. Yes. Exactly.

Your lungs are ultimately what...as you say… “took you out.” And yes, the Alzheimer’s had gotten worse. But we still see you in there. You still are able to rip off one-liners that bring us to tears. You still care deeply about your family. You still are able to find peace and solace in the simplicity to which your life has been distilled. You still give us advice...because you know we'll always need your wisdom. Even now.

Right. So yes. We knew it was coming.

What?

Oh, yes. You are on hospice care. And they had kind of given us some idea of when things would happen. But they were totally wrong.

What? Why?

Oh, because, you know, you have always been a woman of determination, and will, and independence. Your indomitable spirit decides that it is time to go sooner than they said. But we’d had our “tell you everything we want you to know, thank you for being an amazing mom and wife” conversations with you. Whether that’s what you were waiting for; or, whether you just plain up and got tired, flipped the peace sign, and checked out, only you will ever know.

But, well, if you were exhausted, who could blame you? You have been running and running and running forever...probably you came out of the womb running... Maybe? Right? You always said you came out with hot feet.

Huh?

Oh. That’s not what that means? Well, anyway, you’ve been running and are determined to make your world and the world of those you love a better place since your borning cry on February 6, 1937. Did you know that the sixth of February is the 37th day? That had to be some kind of numerology good luck. You’ve said over and over again that you were the luckiest woman alive. So maybe that’s why? Oh, and for the record, that was a Saturday. It always makes sense now why you were a Saturday person.

Have you seen your mom and dad yet? You’re all together now, right? Sure. Yes. Anyone reading this might want to know…

Parents: Vernon and Myrtle (Pike) Peterson.

Did you just ask how we’re doing?

Legit LOL’ing. Only you could ask that question in such a genuine way not realizing how crushed we would all be when you left.

Yeah, so, pretty much we’re devastated, destroyed, and decimated.

How could you even ask "why"?

That’s like asking “is water wet”?

Sorry. Sorry. Definitely didn’t mean to be rude. But it was a silly question. You were the glue, the sauce, the tie, the binder clip, the staple, the tape...you were the thing that was holding our lives together. And no, we’re not kidding. You are the hero of your own story.

But have you seen them? Your parents? Yes? Good!

Did you catch up with Ed?

How bout Mary? Nadine? Betty? Ruth?

That just made us smile. We’re so glad you’ve found them all. Found your people.

You were always a collector of souls.

What does that mean?

You know. The door of your heart is always flung wide to souls who call to you.

Not sure how you know, but you somehow always do, that someone needs a little extra. A little extra love, time, attention, a kind word, a card with a totally spot on quote clipped from a magazine, a hot meal, a hug.

Oh man did you give the best, best hugs. Like, yeah, you said that you always wanted to be more demonstrative than your parents were...pretty sure you got that hugging thing down pat. We hope you hugged them until they squirmed. LOL. Those hugs of yours are going to be so, so very much missed. We're going to miss you digging in like a tick and not letting go. It’s like you took any sorrow or worry away with those hugs.

*sigh*

Oh Mom, we miss you so much already! There’s this empty crater where the “living you” is supposed to be. It’s just dark and filled with loss and lost-ness. It sucks, frankly.

We know. We know. We don’t blame you for leaving. You had to go. God saw how tired you were. He swung the gates open and said, “Good job, Faithful Servant. Welcome home, Yvonne.”

We. Co-sign. God.

Yep. Of course we're crying. But we can suck it up.

So you’re a soul collector. We just want anyone reading this to know how much you give of yourself, always and freely. Your people never hesitate to call you in a time of need. And you never hesitate to pick up. You always prevail with a cool head and a very warm heart. You’d answer the phone at all hours, listen for hours, like really, really listen, not just the kind of listening where you’re waiting for an opportunity to jump in yourself. And then when your person is done, only then do you respond.

Please stop interrupting, Ma. We’re not embellishing.

So, can we tell everyone about you now? Is that okay? We mean, we know you’re not one for attention, but we're kind of ready to drop it all down about you and your beautiful soul. Can we do that?

LOL. Well, that was a begrudging "yes." We know you only agreed because you know we were going to do it anyway.

So, here we go.

Maybe every kid thinks their mom walks on water, but ours really did. Frozen and wet. She water-skied. She snow-skied. She and the love of her life taught their kids to do the same.

Shoot. Yeah. Right. We should start a little farther back. Because maybe someone reading this has no idea who the love of your life is or how he came into your life.

So let’s back up. Wayyyyy back.

Yvonne’s parents move around...a lot. Like AAAA LOT. So after bouncing around a ton of schools, she was over-joyed to spend the last three years of high school in one place, graduating from Lodi High School in 1954. She loved school. She loved learning. She knew that education was the way for her to make a good life.

Her dad, bless his soul, did not believe in education, so Yvonne worked three jobs to pay for tuition at the University of Wisconsin-Madison. Though, she will conspiratorially tell you that her mom (a graduate of Wisconsin Teacher’s College) tried to help her where she could. Because unlike her dad, her mom did actually believe in education. So onto Madison Yvonne goes in the fall of 1954. She loves everything about living in a dorm, being on campus, learning. She loves learning. That’s been said already, but cannot be emphasized enough because that love of learning carries through and weaves itself into the fabric of her entire life.

So she’s at Madison. Doing her own thing. Creating her own jam. Majoring in Business Administration with an emphasis on accounting. And then she returns from Spring Break in 1955 and her friend yells down the hall asking if anyone is interested in a blind date.

Yvonne thinks (quickly, because that’s how her mind is) “No homework. Sunday night. Late class. Perfect.” And then she yells back, “I’m in!” Well, we really don’t know what she yells back, but that’s not important.

Here’s what is. Here’s what changes the course of her entire life...the next sixty-five years of it.

“Who are the fellows?” she also yells.

“Well, there’s Ron Labott and Don Kaelber.”

And Yvonne, again with the quick thinking, replies, “Well, I know Ron Labott. So I’ll take the other guy.”

Sorry, Uncle Ronnie.

And so they go. Out, that is. We still can’t get a straight answer as to where they went, what they did, or how it ended. But what we know is that at the end of the night, Don asks, “Can I call you to go out next weekend?” And she says, “Yes.”

But then… the next night, he calls. And breaking all the rules of dating, they go out that night. And the next. And the next. And the next. And pretty much most nights after that. And the rest, as they say, is history.

What?

Oh right, Mom.

She wants us to tell you that she is the happiest woman. She gets the man of her dreams and the life that she pretends to have when she played with her paper dolls as a kid.

So they keep up a wild (by 1950’s standards) romance and by December 1956, they are engaged and she is giddily sporting a rock. That’s probably the only time anyone will ever describe Yvonne as giddy. But she often tells the story of flashing that ring whenever she could. She is just so happy.

Boy meets girl. They date. They get engaged. And then they get married on September 7, 1957. She is a beautiful bride. Like truly beautiful.

But just because she’s got the man, she ain’t giving up on her education. They move to Kenosha. She transfers to UWM. Walks to the train station everyday and commutes to Milwaukee. Somewhere around April,1958, she’s not feeling so hot. And well, as these things do happen to newlyweds, she’s pregnant!

But.

Yes. But.

She’s not giving up on her education. She pushes through morning sickness, at one point tossing her rainbow cookies into a garbage can in the hallway at UWM. She always said she felt so sorry for the janitor having to clean that up… That’s the kind of person she is...she’s sick to the point of vomiting but she’s worried about the person who has to clean it up.

What, Mom? Yeah, we know. If we keep going into every detail, we’ll be here forever.

So what should we tell them?

Sure, we can do that. (She asked us to abbreviate and move along quickly. She hates the attention.).

She graduates with honors. Incidentally, she is the only woman to graduate in her degree program that year. Later she goes to Carthage College for her education degree. She has five kids, all of whom she has said have brought her and Don “joy and pain.” But of whom she is proud. “Extremely,” she says, “Underline that.” And later, she completely falls in love with her eight intelligent, kind, and driven grandchildren.

As those kids grow and become real human beings, she and Don purchase a lake house and then move to a second. That’s where they meet other lake folk interested in starting a water ski show team. So they do. The Aquanuts is born in 1972. At which point, our Yvonne, beloved collector of souls, throws the doors open to the summer cottage, collecting souls like rain drops in a bucket. If any kid needs an ear, a meal, a hug, a ride home, or just a smile so they know they are seen, she gives it.

The summer cottage turns into a whole new world. Between the ski team and her tutoring kids how to read, she has found her groove.

She wastes nothing. Her mother teaches her that. Don’t waste your time, talent, education, tears, life. Just don’t waste it. And she never does. If she has anything to give, she gives it. She becomes treasurer of the ski team. She takes leadership positions in the AAUW and the Kenosha Choir Boosters. She becomes a member of the Kenosha Historical Society, Friends of the Kenosha Public Museum, Friends of the Kenosha Library, and Friends of the Lighthouse.

She serves in various show ski official roles: Secretary of the Wisconsin Water Ski Federation, Certified Tournament Scorer, Tournament Chairman, and becomes an Honorary Lifetime Member of Aquanut Water Shows.

She worked, as noted, three jobs in college. And then later she works as a secretary at the First Presbyterian Church for almost ten years. Then serves as an administrative assistant at the Kenosha Hospital.

She saves *everything.* And ninety percent of the time, all the stuff she saves winds up being used somewhere, at some point, in the future.

But that burning desire not to throw in the towel because she had the man of her dreams or that first baby on the way? That burning desire to learn, to be educated? It spills over into everything. Into teaching her kids how to read and instilling in them and her grandchildren a life-long love of reading, to learning how to needlepoint and cross-stitch, to weaving amazing baskets, to doing calligraphy. She teaches herself to garden, and to sew, and to paint, and to scrapbook. She teaches Bible School. She opens up worlds teaching kids, not her own, to read. She learns about flowers and birds. And she knows every bird call.

She learns how to flip her crazy huge, vinyl record collection onto cassette tapes so she can take her love of music wherever she goes.

Right, Ma. We gotta talk about music. If we don’t we’re skipping over a HUGE part of your life.

Though she will tell you she couldn’t hold a tune in a tin can, that’s not true. She can sing. It brings her joy. For a while, after her strokes, singing is the only way she can communicate verbally.

Right, sorry, Mom. Moving along.

She is a fan of everything...classical, jazz, rock, country, and punk...yes, punk...and, yes, country. Who could forget driving through The Smoky Mountains in the van pulling the ski boat on the way to Florida? It’s the middle of the night, she always takes the night shift; and always, always, she has The Outlaws playing through The Smokies. And then she switches to The Ramones, The Clash, Devo, and The Police. The Beatles are big for her. She loves “Yellow Submarine.” Musicals. Christmas music. Kids music. You name it. It seems like growing up, there is always music playing in our house.

Hey, do you remember dancing around in the kitchen to “Put Another Log on the Fire”? You wore that fuzzy pink bathrobe? Oh man, that’s one of our favorite memories!

Her vinyl collection is a thing of beauty. Pink Floyd, Patsy Cline, Barbara Streisand, plus everything we talked about above, and geez, so much more. Charlie Daniels, The Sex Pistols, The Sound of Music, The King and I, Annie, John Denver, The Kinks, The Beach Boys, Harry Chapin...all of it!

Treks to music stores are such a wild ride!

Her and Don’s love of music fosters everyone else’s. All her kids love music. And even if they don’t like all of it, they learn from them to appreciate it.

Yes. Yes. That was next, Ma.

She told us not to forget to add Christian Rock to the list. And that happened because in 2001, she and Don become charter members of Spirit Alive Church! She joins the women’s bible study and the book club. She bakes countless loaves of unleavened bread for communion. She collects souls and friends and hope. And, yes, she falls in love with Christian Rock music. The service is contemporary and the music matches. She is hooked almost immediately. Finding Spirit Alive is one of the best things for her and Don. They find a home in the arms of God. They find community. And in a way, they find each other again.

She and Don travel.

What, Mom?

No, we know. Not extensively. Not as much as some couples. But you did. You traveled. We think when we did it a few years ago, we figured out that you and Dad only had like five or six states that you hadn’t been to. So, you know, that seems like a lot of travel to us.

Right. Yes. We’ll tell them.

She wants you to know that their Alaska cruise is her favorite trip. It is two whole weeks of just her and Don. It is a completely different adventure from any other they’ve had. She calls it “the trip of a lifetime.” And it truly is. She says she’ll always remember the flowers that were everywhere in Alaska. But the glaciers and the sled dogs and the train to Denali are things she talks about often. But seriously, if we’re being totally honest, we think the trip was just as much about who she was with as the sights they saw together.

Sorry, Mom. It’s true.

She also combines her love of travel with her love of learning. Every Fall for a very long time, she roadtrips with her great friends, Ginger, Betty, and Nadine to Stratford, Canada for the Shakespeare Festival. They see about seven plays in a week. Can you imagine? That’s a lot of Shakespeare. She sees almost every Shakespeare play, noting that some of them just really aren’t that good.

Speaking of plays, oh man, how many times do she and Don take the kids to Chicago or Milwaukee to see a play or musical? Like dozens? And then every summer, she and Lora head up to APT for more Shakespeare, Shaw, and Molière.

She loves live theater.

Plus, she and Don had season tickets to Lincolnshire for years. Phantom of the Opera is one of her favorites. And Miss Saigon, she loves that one, too. But she likes the smaller, more intimate productions, as well. The Patsy Cline Story that she and Don and Lora see at The Stackner has her reminiscing for days.

What we’re trying to say is that Yvonne is open to everything, new things, old things, everyday things. She just wants to be moving and doing and learning and seeing. She never stops. Even in these last years where that is harder, she still paints and explores. She loves being read to.

If you’re still reading, we hope you’re getting a good sense of who Yvonne was and how she’ll live on in everyone who’s ever spent any time with her.

We haven’t, we think, spoken enough about the love that she and Don share. In her journal entries, the few that there were, every single one notes how lucky she is to have found Don. That she is blessed that they’ve been able to raise their kids with love and affection. That their kids would always know they are loved. She says that she is joyful that Don always indulges her and denies her nothing. But, it should be noted that Yvonne being the frugal woman she is, never asks for anything insane. Even when they purchase the house of her dreams, she is cautious, making sure they have enough money not to be house poor, before actually getting truly excited.

And we can say that in the last six years, if anyone, anywhere ever doubted how much they love each other, those doubts are annihilated. As Yvonne’s life is distilled down to the simplest things, the best thing in her life is Don. The smile she throws him the first time she sees him during the day would melt your heart.

Oh Mom, come on, that’s not embarrassing. That’s inspiring. To be able to hold on to that love during grave illness is a gift.

Anyway, it would. It really would melt your heart. And continuing their life-long devotion to each other, Don never flinches. They both roll with every loss...loss of life-long shared memories, not always knowing who he is, inability to speak after a stroke, loss of her ability to walk on her own...every single loss comes, they mourn it together, and employ the motto “Forward.”

Always forward.

Still. We’re just not capturing their love quite right.

Agape. The love of God through humans. That’s it. That’s what they had. There’s really no other way to describe it. When she looks at him and lights up, he is her whole world. And when he sees that smile, he sees nothing but how beautiful her soul is and how much space she happily takes up in his heart. They give each other what no one else can give them--a little piece of God’s heart.

Yeah, Mom, we’re wrapping up. Just a couple more things.

When she is little, she loves being outside in the summer. She explores the world around her voraciously. She collects monarch caterpillars, bringing them home and stealing her mom’s mason jars. Which her mom isn’t too happy about. But knowing Yvonne, we know she thinks about the repercussions of that for all of two seconds, and steals the jars anyway. She knows that once the caterpillars are in the jars, her mom won’t toss out those l’il creatures. So Yvonne raises them to butterflies and releases them.

Flash forward forty years, she’s got this amazing summer cottage with a flower garden. She insists that there always be milkweed plants there for the monarchs to lay their eggs.

And then last week, Lora finds a monarch (Butters) that had been injured by the waves and rocks at the lakefront. She brings Butters to Don and Yvonne’s house. Butters can’t fly, but she can walk. She walks up and down Yvonne’s arms, making her smile for a few days before Butters moves on to the milkweed in the sky.

We feel like butterflies and monarchs are going to be her sign to us...that’s she’s good. That she’s watching. That’s she protecting, loving, and praying for us.

There are pages and pages more we could write. But we think we’ve captured our mom, Don’s wife, freaking incredible woman.

Yvonne is survived by the love of her life, Don; five troublesome, but adored, children: Edward (Amy) d.2018, Elizabeth, D.J. (Tara), James (Beverly), and Lora; eight incredible and beloved grandchildren: Eddie, Kelly, Shelby, Megan (Michael), Raven (Corey), Madie, Casey, and Will; two beautiful, great-grandchildren: Wyatt and Jaxon; and her adventuring, younger sister, Priscilla.

She would not want you to be sad for her for long. That wasn’t her way. So when you think of her, think of her laugh, the sparkle in her eyes, and those big hugs.

Yes, Mom, we’re finished. We love you.

So very much we love you,

Your Family

Memorial visitation will be held on October 3, 2020, at Proko Funeral Home from 11:00 a.m. to 12:45 p.m., Service at 12:45 p.m. To live stream Yvonne's service, please copy and paste https://client.tribucast.com/tcid/43967482 into your web browser at 12:45 pm. She will be laid to rest at Sunset Ridge Memorial Park immediately following the service. In lieu of flowers, those desiring may make contributions to Hospice Alliance, in her memory.

Proko Funeral Home & Crematory
5111-60th Street
Kenosha, WI 53144
Phone: (262) 654-3533
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www.prokofuneralhome.com
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Service Details

  • Visitation

    Saturday, October 3rd, 2020 | 11:00am - 12:45pm
    When
    Saturday, October 3rd, 2020 11:00am - 12:45pm
    Location
    Proko Funeral Home & Crematory
    Address
    5111 60th Street
    Kenosha, WI 53144
    Get Directions: View Map | Text | Email
  • Interment

    Location
    Sunset Ridge Memorial Park
    Address
    4300 Green Bay Road
    Kenosha, WI 53144
    Get Directions: View Map | Text | Email

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Heartfelt Sympathies Store

Posted at 07:00pm
MR. Kaelber, Lora, and family, We are so very sorry for your loss. You are in our thoughts and prayers.
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Julie and Jim Watson

Posted at 10:13am
We are thinking of you during this difficult time.
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Julie and Jim Watson purchased flowers for the family of Estella Kaelber.

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Alicia Boknevitz

Posted at 07:55am
I am so sorry, Lo.
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